Stained Glass Projects For Children

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Stained glass is a beautiful art form that combines the application of various colors, shapes, textures and transparencies with light to illuminate, decorate and inspire the mind, spirit and eye of the beholder. Children have invariably been, and will invariably be, fascinated with shapes and colors which makes the art type of stained glass perfect for them.


Unlike a coloring book page which is colored once and then perhaps taped to the refrigerator for a couple of days before finding its method to the garbage can, a stained glass creation can bring enjoyment and help boost a child's self-esteem for many years to come. There is nothing better than a beautiful constant reminder of the child's great "achievement".


In its first few days, well before Christ was born, stained glass was made by mixing different metals with sand and soda and heating them at high temperatures so that the colors were actually a component of the glass. This type was thicker and the colors were rich and dark. Throughout the decades types and tastes changed and new ways of using glass were needed. As people wanted to get more detail in their stained glass windows and likewise allow more light in, they began to use the technique of painting on the glass, instead of mixing the colors into while making it. This would be the easiest way to introduce a youngster to the skill of glass. Many stores and mass marketers carry already made stained glass kits that allow their youngster to make beautiful sun catchers or Christmas tree ornaments.


These kits are very easy to use. Most have kid amiable designs with raised metal borders and their child can use an eye dropper to add a stain to the different areas of glass. These kits are basically fool-proof and allow their youngster to easily make something gorgeous without any smudges or marks.


Another idea to capture the impression of glass is to apply black colored paper as your "lead came". You will require to undergo two sheets straight away to create your design with various shapes ready. You may make use of either thin colored crepe paper or two sheets of waxed paper that have had crayon shavings ironed between them as your "stained glass". This is something that can be designed easily with objects you probably already have laying about the home.


Children love to take in information and using a glass project offers the chance to teach them on a variety of subjects like art appreciation, the history of religion, architecture for the older students and things as elementary as colors and shapes for pre-school and kindergarten grows older children. Any project that permits a youngster to be creative, spend time with their mothers and fathers and develop their self-pride is worthy taking into account and stained glass craft making certainly meets those requirements. So why not make some cookies grab a stained glass art kit and your favorite child or children and spend some quality time creating glass art?

What Are Gift Baskets?

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Where Did the Basket Originate?

Since the beginning of mankind, man has woven grasses, straw, twigs and branches to create baskets. Early uses for the basket were to store dry goods and to transport food and materials. In biblical times, larger baskets were used for transporting people and goods on the water. Always a useful, sturdy container, it was a tool of man for tens of thousands of years.

The First American Gift Baskets

When the Mayflower landed on the shores of America, the European settlers were greeted with the first gift baskets. Dried fish and meats, corn, beans and other vegetables were presented to the settlers, by the American Indians, to welcome their arrival. In the 1700 and 1800's, individuals created baskets full of fruits, foods and candies for Christmas, Easter and other holidays. Today's gift baskets are crafted to the individual recipients tastes for holidays, special occasions or "just because" gift giving. Fruits, foods and candies now share space in gift baskets with "useable" items for the baby, the bath, the kitchen or for play. The baskets or boxes themselves are designed to be creatively used as well by the recipient once they've enjoyed the contents of the gift basket.

What to consider when buying a gift basket?

Baby Gift Baskets

These popular gift baskets provide the new parents clothing, towels, blankets, soap and shampoo for the new baby. The new arrival can expect to receive rattles, books and other baby items for them to play with.

Fruit Baskets

Always a great gift, these baskets are loaded with delicious apples, pears, other seasonal fruits and nuts. They are perfect for any occasion, and as people look to provide a healthy gift, these baskets are becoming more popular.

Gourmet Gift Baskets

The "old reliable" in gift baskets for years, these gifts traditionally have been filled with gourmet chocolates and nuts. More recently, these baskets are customized with gourmet coffee, tea and chocolate drinks; Italian foods stocked for entire dinner; sauces and rubs for the barbeque.

Corporate Gift Baskets

This gift basket category is becoming more popular with each passing year. Businesses send them to their clients to say "thank you" or to say "happy holidays". Many companies present them to their employees in recognition of a job well done, for anniversaries, for the arrival of new baby or for a holiday gift.

Birthday Gift Baskets

Here you will have a wide selection to choose from. In gift baskets for children, you will find a variety containing candy, toys, books and gift certificates. For the women, spa items, chocolates, candies, gardening items and her favorite beverage to relax with can be found. For the man, in addition to traditional candy and nuts, sports, cigar, cooking and barbeque gift baskets are crafted to meet his personal tastes and interests. Gift baskets provide numerous and unique ways to say "Happy Birthday".

Condolences Gift Baskets

When heartfelt sympathy is due, consider sending to the home of family or friends a condolences gift basket. Are you looking to send a whole meal? Or snacks and treats? Send them a gift to convey your sympathy and let them know that they are in your thoughts.

Gift Baskets for Her

You want to spoil her "just because of who she is". Look for a gift that she would truly enjoy. Aromatherapy, a spa gift, a mug of her favorite coffee or tea or gourmet chocolates are unique and "just for her". Reusable items such as candle holders, bath sponges, or a coffee mug make the gift a lasting memory.

Gift baskets For Him

What are your man's interests? A gift basket comes in many varieties. Does he barbeque or enjoy being a gourmet chef? A sports themed basket for football, baseball golf or fishing is appropriate. Or does he like to share a gourmet chocolate or food on a quiet evening? Treat his tastes with a gift especially for him.

Get Well Gift Baskets

Sometimes flowers or balloons just won't do. A soup meal, a game book, snacks or a mug of hot tea fits the bill. A gift basket sends your get well wishes in a unique way. For hospital deliveries, make sure your recipient is still a "guest".

Luxurious Spa Gift Baskets

Pamper that someone special with a spa at home. Bath gels, body lotions, loofahs, creams and even a gourmet snack or chocolate are a great idea. These gift baskets turn your home into their private spa retreat.

Sports Gift Baskets

Baseball, football, golf or fishing? What is their interest? Memorabilia, books, a tee or a creel are items that special someone will enjoy. Candy and/or snacks should be included with this gift. A gift with their interest in mind!

Wedding Gift Baskets

If you're looking for a unique wedding gift consider the gift basket. A time capsule or a picture frame to remember their special day. Commemorative champagne glasses and a gourmet treat will express your wishes. These are great gifts for family and friends alike.

Kids Gift Baskets

What do your kids like? Probably a sampling of gifts is the answer. Books and popcorn. Snacks and candy. Certificates and toys. "Can you make them happy? Yes you can!" Look for stuff they enjoy and that you feel good giving.

Housewarming Gift Baskets

Consider this gift if your relative or friend moves into their new home. If you are a real estate agent and you want to express your thanks to your client, think a gift basket as a unique housewarming gift. A meal, gourmet food or a unique, reusable basket says "Congratulations" to the new home owner.

Holiday Gift Baskets

Whether it's Christmas, Valentine's Day, Mother's Day, Father's Day or any other traditional holiday, give a gift that sends your wishes with the spirit, flavors and colors of the holiday. Personalize the gift with items that reflect the individual's interests and tastes to insure their enjoyment and to tell that that you really care.








Larry Flynn owns Ardent Partners Inc., a professional internet marketing firm in Mesquite, NV. The firms first website, http://www.GreatGiftBasket.com, offers a wide selection of unique, handmade gift baskets for all occasion's and ages. With the changing demographics in today's society, the gift basket is ideally suited to the internet and can be delivered anywhere in the United States.


The Vanity of Ernest Hem (or, Dead Roots Drama) Part One of Two

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Part One

Of two parts

Chapter One

I had an impulse, when I was nineteen-years old, to become the editor and publisher of a small town weekly newspaper in Stillwater, Minnesota, it turned out to be a little more complex than I had expected. I think inside of most men they think they can be a singer, own a restaurant, or be a small town editor, and I was no different.

Formerly, when I lived in St. Paul Minnesota, I knew a good many newspaper men and women, met them through contacts when I was quite young, seventeen, eighteen and now nineteen. They all dreamed of getting away from the low tone, hustle and bustle of things in these Midwestern conservative cities of Minneapolis and St. Paul, and owning their own little place, running it the way they wanted to, and writing books in their spare time, or moving onto San Francisco or New York, something bigger, not like a generation before them, when now, the old folks, came to the city, and all they wanted was to own a corner ma and pa grocery store, that's all but gone now. With change, comes new generational goals, comes new dreams, or perhaps it is just one dream for me, the dream I always wanted, to be a writer, a novelist, and in the interim, a newspaper man, and it all would start at nineteen years old for me, and it was starting.

This so called writer, a want to be writer, wanted to be a good writer, and write short stories, fiction, non-fiction, poetry, novelettes, novellas you name it, I wanted to write it, articles, essays and so forth. Just to write. I asked an author once, "What qualifies a person to be an author, or writer?" and he said, firmly, and stoutly, "He or she's got to have a lot to say, or write about." And I suppose now I am acquiring that.

There it is, I said it, in a nutshell, you see; a windy call to the brotherhood of ink slingers, and plot builders, and theme moulders. I am among them, few hear their calling at nineteen, but I did, I really did, not for vanity sake, yet I suppose I had a little of that who doesn't. I mean it is one of the seven great sins I hear, but was mine any worse than anyone else's? I'd say no; perhaps an objectionable vice, not a Christian teaching, but not in the bible per se, I had never read it, nothing to put me into the Dante's 'Divine Comedy,' surely not one of the seven virtues also. I did not have the other six, if indeed Vanity is one: lust, gluttony, greed, sloth, envy and pride. Woops, pride, might be the other word for vanity. But I had kindness also, and humility, a raw kind of humility. My mother once said, pride is the most serious of all the deadly sins, and the ultimate source of which all the others arise. She said it is trying to compete with God; Lucifer tried that I mean, not me. I know that is what caused his fall from heaven. Anyhow, I'm talking too much on this subject.

In my own case, I had that impulse; I really, truly felt I did. But I knew I would have to learn the trade, I think that also, my head feels numb, but I will write on: I had to make a living, and this was my main reason to try and get a job as a newspaper editor, and in the process of all these elements, I'd become a writer, because I had a lot to say, a whole lot to say and write about. And the job just kind of made itself available. Almost like genetic manipulation now that I think of it. You know what I mean, like, environmental pollution; it just seeped in, like drug trafficking-it was there, available.

And I did get the job, in the little town-ship of Stillwater, after birthday party, with its deep history dating back to the around sometime in the 17th Century; Stillwater, about twenty-five miles outside of St. Paul.

(The Narrator :) I hate to pop in at such an occasion, but I must explain something psychological, behavior change techniques to improve behavior, such as altering an individual's behaviors and reactions to stimuli through positive and negative reinforcement of adaptive behavior and/or the reduction of maladaptive behavior through punishment and/or therapy, this my dear readers can all be reversed.)

Just making a living was not really the big issue, because back then when I got the job, work was plentiful in America, and Minnesota above all, perhaps a little better off than most states.

I suppose I felt making a living needed to connect with what I wanted to become, and knowing this I spent many hours at making my living, and writing at night, and trying to go to college, after my nineteenth birthday, I quite college, at the University of Minnesota at that point and time, never heard from them again either, they never tried to contact me, and so I left them be, I had one year behind me, and the owner of the newspaper overlooked having a degree. And I figured since Ernest Hemingway, and William Faulkner never had degrees, why would I have to have one, I mean I was in good company. Prior to this job, I had worked as a labourer, wandering from foundry to factory, just a common employee, for the most part; I needed money only to pay for my one room apartment, and my college tuition.

The sad thing was, I lost the impulse to write after I took that job in Stillwater, unknowingly why, and my new feelings were simply to publish, drink, try to do my college studies through the mail, Mr. Scriber, the newspaper owner fixed that up for me. Some college I never heard of but it was accredited, and that also took time away from my personal writings, no time for sending out manuscripts of my short stories, and so forth and so on. Oh I did sit at my desk and write out a few stories now and then, less then, than before, and less now than ever before. What I'm trying to say is I did not have much spare time, or sleeping time, cheating my body and mind of rest, for work and socialization. Mostly work and the socialization was with elements of the newspaper. But I was young and wild and like everyone else at my age, which's to say I was any different.

My employer was naturally unaware of what was going on, because I played the game quite well, my time management skills were good. Or if he knew, I didn't know he knew, and he was then, or I am inclined to thing he was endearingly sympathetic, with such a fellow like me, but I was growing up. My mother and father had passed on before my 16th birthday, and I was the only child. So I had no one to really keep close contact with but a few friends.

All youth have that edge to be the unscrupulous once in a while, to do the unthinkable, like I did at the party once and drank twenty-shots of whisky, and my friend ran down in his car to Ramsey Hospital, to get my system cleaned out, I remember he had sad eyes, where prior to this he had, or we had joyful faces, or we had something like that. It was like my friends became my caretakers, instead of nurtures. And I wanted to show my appreciation, when we had the contest of who could drink more; funny the things we do to get attention.

My first book a novel, had sold very well, "Formless Darkness," not sure where I came up with that name, it was in my head when I woke up one morning, just like that, as if someone had planted it there, as if I was under a spell, and the name imprinted onto one of my genes. And now I had money, and I bought myself a duplex, three apartments to it, rented two out to friends of Mr. Scriber, this paid for the heat and electric, although it seemed I was paying for more the electric, to keep the place cool, and the summers were longer and winters shorter. I thought of myself as settling down now, leading the simple life, I was twenty-three years old. Already had published a book, now I could consort with nature, read, and loaf about, as long the royalties kept coming in, and I held my job.

Whatever takes place in my life, I thought at this juncture, I mean with my career as an editor and novelist, I would when need be, do all I had to do to live in this simple, and independent, fashion.

During these years between nineteen and thirty, I was kept busy. It was at thirty-one, I began to pay heavily for my indiscretion, or better put, lack of direction. I was drinking too much, seeing too many lovers, they came to my door, at work, and I had so many affairs one right after the other, I had no time to call my friends, and I had not written my second book yet, had it contracted to do so in a year, the year was up, it was a year and half, six months past the due date, and I was told do or die. Meaning, for an American, grind the book out...I will leave that out for later.

Anyhow, I had to try to do what I thought was the impossible. I guess as I look back now, folks often talk about leisure, I had it at such a young age, I didn't think it would ever fade, but it does. And to be honest with myself, it turns into laziness, and nobody likes to look at the lazy people, and I was as lazy as the day was long, lazy, lazy, and it was a sinful laziness.

My friend was writing eight to twelve hours a day, everyday, seven days a week, so the postcards said; he now changed from phone calls to postcards said he was travelling too much, all over the world, so he had to write by postcards. I was sleeping those hours away at night, and wake up at noon and partied, drank and well, if I got an hour in to write, I was doing well. Like many writers, I could not write at all like C.E. my friend. What was I doing with Greg Hamilton, my agent, who had the contract in my face every other day? I was avoiding him that is what I was doing.

I wandered through the town-let, went fishing, never did tramp around in St. Paul, or go to those night clubs I used to anymore, stayed in Stillwater. I used to visit my friend in Oakdale, Diane Horn, was going to college to become a teacher, at the time, but we only now talked over the phone; her voice changed from year to year.

My country neighbours talked too much, gossip, so I couldn't ask for their advice, not like I used to in High School with Diane but she gave it over the phone. They were shopkeepers, farmers, restaurant owners, antique dealers.

These told gossipers, were the old idlers sitting up and down on benches along the street. They talked among themselves as if I was a millionaire; far from it. They thought I was a young man going through life not working, and even suspected me of bring a crook, connected to the mob, or mafia. But if anyone looked suspicious, it was them, not me. I kind of felt I was an open book, not closed.

The thing I suppose I liked mostly was that many of them read my book, and asked, "When's the next one coming?" So I had forces working on all sides of me, and I asked myself, "How was I to get out of it."

I do not know how to explain how I felt, but perhaps I can this way, it was the same feeling I had when I was nineteen years old at the party, when I drank those twenty-shot glasses of whiskey: here now, I was living in or near a fat agricultural region, one sits in the cornfields, or the carrot fields, or the wheat fields, or out in his backyard on his grass, you acquire a sense of pulling at whatever is near you, pulling it roots, grass roots, in my case, you see the root, you learn in the country, is really the organ of the plant, in this case grass roots, typically lie below you, under you, under the surface of the soil you are laying on, not always but most often, the root is part of the plant's body, it bears no leaves grant you, nor can be seen, but it is an important internal structure, if you pull on it too hard, you will kill the plant, if you do not give it water to absorb, you will kill the plant, absorption is a main factor in its life. In a like manner, I was not being nurtured, absorbing anything. How could I write, I had nothing more to write about, as the man had said: he who wants to be a writer, must have a lot to say. I had nothing more to say; evidently I said it all at nineteen. And that is how I felt, as if all my roots were being pulled out of its soil. As if I was not being watered.

Chapter Two

As was my policy at that time in living, and running my life at the newspaper, and drinking, I can say most definitely that I have no policy at all other than amusing myself, making the world around me pay, and keeping myself busy. Maybe I only had one book in me. So I asked myself; because I couldn't, or wouldn't and didn't find time for that, to write it.

You should understand, a small town newspaper is not like a big city paper, we didn't handle any National or International sensational issues, like murders, and there was to rush for the most part, like a deadline. In general, the paper was filled with the comings and goings of the community, its inhabitants, along with: long death notices (or obituaries), marriages, High School commencements, the events at the churches, lodges, and so forth.

I did most of the work myself, the editorial work and reporting. And now at this juncture of my life, at 35-years old, I still had not written my second book. And my agent had all but forgotten me, and only on Christmas did I get a card from him. The publisher sent me one also, saying, "If you ever do write that second novel, it mush come to us, other than that, you're a jerk," signed, "the Publisher." But he was very kind in that, he kept me in mind, and I liked that, in that I didn't have to go looking for a new publisher, god forbid.

It was now a year after that last Christmas Card, I would be thirty six, come October, the matter of my drinking was brought up at a meeting, Mr. Gene Weatherbee (who lived in one of my apartments at my house), the head of the town council, spoke very emotionally of me, my condition. He said, in so many words: I hate to go home some nights, alone in that big, dark house. It would be alright, he said, if he (meaning me) could have an occasional evening of quiet. On several evenings, he said: "I came out in the hallway, and turned on the lights, Mr. Ernest Hem had invited the devils into his room and they were all dancing, there was a song they sang, but I can't remember it."

A counsel member said (the local judge, Judge Albemarle): "You must, Mr. Weatherbee, think rational on what you are saying, and think wisely over your words. You don't have to injure Mr. Hem's reputation, just make arrangements to leave."

"The priest (Father Jose) from the local church said, in a humorous tone, "We are quite sure everyone here would be happier if you leave the house, and be gone, leave poor Mr. Hem, to his business, and see the local psychologist."

I was of course in shock, thinking: where was I all this time, I don't remember having parties, and this was all surprising news to me-and his tone of voice increased amazingly. I knew my dignity was at stake, yet the judge and Father Jose, and the rest of the counsel members, all became contributors on my behalf, I didn't need to say a word, and it made me feel I suppose more indebted to the well-known group.

As you know, Minnesota is a God fearing state. And such thing like what had been said at the meeting is not taken lightly. The voices of my supporters were hot. And I had never been through one of these ordeals in my life. And I did escape this part of Mr. Gene Weatherbee's accusations.

In the following months, the newspaper acquired 20,000 subscribers, I felt it all was going to be disastrous: too many too much, too quick, so I told Mr. Denny Scriber anyhow, the owner, and that we needed to hire some more workers, and I wanted to get onto my second novel, I had half of it written already. But he had no desire to reform the paper to my liking, and simple said, "I'll double your pay check."

"Fine," I said, but I asked myself: however was I going to escape this editorial master-head. I felt naked, and nailed to the paper, and he said something weird, Mr. Scriber, "I liked your party, that Friday."

It was all new to me, what Friday was he talking about, and as far as I know, or knew, the last party I had was on the nineteenth birthday. But I didn't say anything, or ask for an explanation, it was perhaps a mix-wording of something. I had parties in the newspaper room; I stayed at the paper because I wanted to make a living. And he overlooked them, and I did not want to bring that up to his mind, lest he say I could not have anymore female companionship during late hours at work.

Chapter Three

As you see, I have got myself into something, first because I was young and wanted to make a living, then found I could not connect the dotes to my writing, thinking I might, by taking this job. It appeared to me, after being at it for so long, I lost the fun out of life. I don't see anymore writers, publishers, or agents. It is or was, as if the devil gave me a gift, and was slowly cooking me alive like a frog.

I knew if I left the paper, writing stories for magazines, or pushing out enough novels to make a living, a sufficient income to live on, was a dreary life, but so was this one. I had never married, and now had begun to feel the curse of the hack writer; I needed to be alone for two months, solidly alone to write. Having already written a novel, half done with my second, now at middle age but if I left my job would I starve? It was a thought that came to mind often. I felt a needed go beyond this job but I hadn't yet.

The first half of my book was really kind of hurried; my craft was at its low peak. It was sad, I no longer had the desire to write-that is, not like I had 13-years prior, or even work as an editor. But I felt I wanted to do something more that I was doing something but it was less, not a challenge anymore, but I didn't know what that something more was about.

I did discover one thing, and perhaps a way out; by reading all the local newspapers and the bigger ones of course, the Minneapolis Star, the Chicago Tribune, the New York Times, the St. Paul Pioneer Press. I discovered many of the writers in the newspapers nowadays, were very skilful. And some became writers. And some were better than novel writers. And so I would put a chapter of my book into the paper once a week, that way I'd kill two birds with one stone. And who could make a fuss.

This was a new impulse, and I was in close contact with the community everyday of the year. What could any writer asks for. The name of my new book would be, "The Un-industrialist Town." A funny name, it just came to me as if a bird dropped it in my ear while sleeping one night.

I agree it was a flare-up of labour and desire to get the book done, and I had hands on information, information at my fingertips now. It had been hold-up much too long; it was in a way, to be very ugly the book. In the following months, I wrote everything I heard, overheard that is, from everybody I saw, talked to. I didn't give names, just accounts, but I didn't need to everybody knew everybody anyhow. And the paper turned into a scandal like paper, the counsel liked it, but the town folks complained, as I expected somewhat. They had a love hate relationship with it, and with Mr. Denny Scriber.

The town's folk had said, "Look here, we are in a lovely town, everything works here, good organizations, working women. Interesting people, and now we are getting news of all the little secrets of everybody we know." How true that was, the book had thirty-nine chapters of it.

Mr. Denny Scriber, he even came up to me on Mondays now and said, "You should have another good party, Hem." As if it was part of a joke. Again I figured it must be the winsome girls I was having over during my night work at the office.

I was thinking of moving to Illinois or Ohio, or San Francisco, or even Seattle, just to get away. Here was a town, twenty-five miles away from a metropolitan area, and its paper was selling nearly as many as the big city papers were. We even got big soap advertisements in the paper now, and I changed the name of my book, called it "The Shockingly Young, Old and Feeble of a Little Town" now because the last ten chapters talked about all the youth in the town, what they were doing, drinking, and all the corruption no one saw, the girls they got pregnant, the little boys on dope. This was changed during the second edition, as if it was a new book, with ten new chapters in it.

I talked about the poor, from the hills nearby; and I scorned the older ladies for having nervous debilities, and stooped shoulders, and thin legs. I was going out of my mind in this book. And in 1985, my second book was published.

The critics said it was a combination of the terrible with the magnificent. Whatever that means, believe it or not, the young girls of the town, half fell in love with me after the second book came out, and the second edition didn't phase anyone in town, not really, their parents hated me, but the hate was short lived, and there is always the old question "Make men rise to nobility, so they can see the nobility of its towns people. And pray they don't disclose their findings," and in my case, I told them what I saw and felt, they had no nobility, that was the bottom line. But I liked, if not adored the admiration I was getting, stopped going to church, and Father Jose, and never chased me to get back into the any prayer studies or so forth.

Chapter Four

The town's folks were not organized as they thought they were. And the book sold 83,000 copies, the first edition. A shrike flared up starting they called it. And I starting to sell more copies of my old book, signing books, and my old publisher, and agent, were happy as to pigs in a muddy pen.

But the town began to organize, Doctor Headman, was the new city counsel's leader, the Mayor was my friend, and employer, Mr. Denny Scriber. Somehow it seemed those two did not get along. Don't know if it is called a bit of characteristic stupidity, or what, they argued over every little thing, every issue, like two devils in a pie, and one wasn't getting it share. Scriber didn't like the town organizing, or the labour or the industry, or the factory, and he had the local psychologist-I never did get his name, the priest and the judge on his side, and I suppose he had me. But Doctor Headman was getting everybody else. He told Headman, he was going to throw him out of office.

You cannot throw a man out of town because he comes up with a new organization, or way of thinking, or gets a following. I felt we needed a more moderate, if not intelligent mayor, but I never spoke up, he was my bread and butter, sort of speaking, but I really didn't need him anymore, somehow I just thought I did.

So here were folks now organized that never were, and under the leadership of Headman.

Scriber wrote in his paper, "All of Stillwater is apparently being organized by Doctor Headman..." Now here is the peculiar thing, he writes, "how often I go to dine at his house, and he has parties, and they dance wildly, as if devils, and not only I but the good Father Jose, and our Psychologist, and Mr. Hem's friend and international writer, C.E. and our good judge, Albemarle, we were all guests, and saw his devil worship."

It was all a lie of course. None of these folks, meaning, Father Jose, the Psychologist, Albemarle, protested this, C.E., said he didn't know what he was talking about, as I didn't know. Mr. Headman, had to lock himself in a hotel room, the towns folk wanted to lynch him. They had lynched someone years prior, the wrong man they found out.

I still didn't know my position in life, but I was not the writer I wanted to be, and I accepted this, then I found out there was a secret meeting, among the few elite of the city, again the Psychologist, I could not name him because I had not met him yet nor did I come to know his name at this point-as you well know, but they called him Mr. Psycho, and the judge, the priest, and my boss, and several others, merchants of town, these folks all said to me, most of them that is, said to me, many just wave at me-not saying anything, there was a big meeting to be held in the back room of the newspaper, this wasn't real news, I mean it was often held there, and everyone that came said to me: "Good party Hem."

People keep saying that, it is turning out to be an unknown mockery almost, as if they were laughing in my face, somewhat laughing, so I sensed, when they said that.

The meeting, there was no doubt in my mind: this was in connection with Mr. Headman.

I thought my boss would let me in, but he didn't, he never did, he locked the door behind him. There was no doubt in my mind again; harm was going to come to Mr. Headman. There was a wicked side to all these men, I sat outside and did my work as usual.

I wanted very much to go in there, I saw a few more people, town's folks that are, escorted into the backroom, and it smelled mildew, dirt like. He never allowed me back there, although he told me it was next to the sandstone walls, old mushroom caves, Stillwater is famous for them, and so forward went the meeting.

I got the impression, Mr. Denny Scriber, my boss, had a hand in everything in town, and the longer I got to know him, the more I witnessed this, he was involved with workers from the: factories, and merchant shops, the local gas station, in classrooms, the older kids. He had girls and even his sisters, come over and go in that backroom with him, I think he was a dirty old man, delicately featured. I had more money in the bank now than I needed, near- $760,000-thousand dollars. I said at one million, I'd quite my job, I even told Mr. Scriber that, and he said, "Well, be that as it may, the games over then," and laughed, I wrote a note to myself in my diary, here it is:

see Part II








See Dennis' web site: http://dennissiluk.tripod.com


Tips to Buying Last Minute Mothers Day Gifts - What to Get Mom When Your Time is Up

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One of the advantages of still living with your parents is that you never forget the big days i.e. your mom's birthday, your dad's birthday, your parents' wedding anniversary, Mother's Day, Father's Day etc. But once you're out and living on your own you're prone to forgetting these red letter days.

When it comes to buying gifts for the important people in your life; like your closest family members, a lot of suggestions that come your way include the phrase 'according to their interest' but what these suggestions fail to take into account is the fact that you may not of have seen your mom in over a month, the last time you talked to her was last week and you never really got on well with her when you were still living with your parents.

Of course none of this stops you from wanting to give your mom a superb gift on Mother's day because she is your mom and no matter what your differences were in the past, you still love her and appreciate all she's done for you your whole life. The major setback here is that you may not have an exact idea of what it is that your mom likes.

As a kid you never paid attention and things like home made crafts and flowers were a great hit with her so you never needed to think much about your mothers day gifts. Fast forward to today when you realize only a week in advance that mother's day is coming and you wonder what on earth you could possibly get your mom. It has to be something special because you don't know if she got a good valentine's Day gift and you were probably slightly less generous when you bought her Christmas gift but Mother's day is the day when it's just you and your mom.

Let's deal with the whole 'According to her interest' thing first. Lets say you're mom is interested in knitting or cooking. Does that mean you buy her a cookbook or the latest catalog for knitting patterns? It doesn't make for an appreciative, mother's day gift at all as much as it does for a birthday gift (and not a very good one). People will tell you to show appreciation for your mom on Mother's Day and they're pretty much spot on with that suggestion but the fact is that it can't be accomplished with cookbooks or knitting needles. Jewelry and flowers are not the answer either; because flowers are too cliche and jewelry doesn't communicate much sentiment except for the fact that you couldn't think of anything that your mom would like so you went with safest choice in the world.

So what should you get your mom when you're almost out of time and pretty much dead on ideas? The answer is if you're a girl getting something for you mom than the world of safe choices will still help you, there is always the old run of the mill spa experience (as long as you make sure you can free up your time to go with your mom) but if you're a guy then the spa option is definitely not for you. Try something simpler yet still indulgent like fruit treats for your mom. Food will be highly appreciated, especially if you find something original. You could find a fruit basket for Mothers day or buy her a fruit bouquet that is an extremely popular mother's day gift. Not only will your mom love the gift but despite the many differences you might have had with her you'll know you gave a mother's day gift that really spelled your feelings out to her.








Many companies sell unique fruit bouquets and unique mothers day gifts, and they roll out new lines of their products for special occasions like mothers day. Try something different this year and buy a fruit bouquet for your mom. Fruit bouquets come with chocolate sauce.


What You Need to Know About Copywriting and the Headline

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This is not a my english is better than yours contest. How good a vocabulary you have is not rewarded. Your one and only purpose for copywriting is to sell.

Your copywriting needs to be so good that it will make a total stranger reach into her pocket and pull out her credit card and send a payment to you across cyberspace. It sounds hard but when you learn the laws of marketing it is very easy.

The laws of marketing never change. The laws of marketing are the same now as they were thousands of years ago. They will be the same for eternity. These laws of marketing will never change because human nature never changes.

Technology, medicine, fads, and people change over time, but primal human nature always stays the same. The copywriter's job is to tap into that never changing human nature using psychological triggers that cause people to buy, by studying the laws of human nature.

The Billion Dollar Headline

The most important aspect of your landing page is the headline. Your headline should have only one goal, to grab the attention of your prospect. A well crafted headline will make your prospect dive deeper into your sales copy.

Here is what the father of marketing, Claude Hopkins, has to say about headlines:

The purpose of headline is to pick out people you can interest. You wish to talk to someone in a crowd. So the first thing you say is, "Hey there, Bill Jones" to get the right persons attention.

So in an advertisement. What you have will interest certain people only, and for certain reasons. You care only for those people. Then create a headline which will hail those people only.

A property management company had trouble renting $1,400 per month apartments in an area where the average rent was $650. Worse, the apartments were located in a somewhat remote part of town.

I identified the USP (unique selling proposition) of the apartments which was the large size.

In the print ad for the local apartment guide I used the headline: "Tired Of Paying Too Much Rent For Too Small A Home?"

This simple 11 word headline was a huge success causing an 800% increase in call volume and eventually all the vacant units rented.

Notice the headline follows Claude Hopkins' principle that a headline is created to call only those people who feel their current apartment is too small out of the huge crowd of readers.

The copywriters at the National Inquirer are master headline writers. People buy the National Inquirer entirely because of the headlines. People read the articles because they want to know the details that justify such amazing headlines.

You do not have to reinvent the wheel. Simply take the headlines created by the world's greatest marketers and change them to fit your needs and your sales will explode.

The ingredients of an excellent headline are:

1) Grabs Attention

2) Generates Curiosity

3) Is Specific

4) Makes A Promise

5) States the Offer

The Best Headlines Of All Time

Nobody Should Be Allowed To Have Anything To Do With Advertising Until They've Read This Book At Least 7 Times

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Doctors: Put An Easy $341,450 In Your Pocket Every 12 Months...Without Doing Anything More Than You're Doing Right Now

I Lost 10 pounds In 10 Days

It's A Shame For You Not To Make Good Money When These Men Do It So Easily

A Little Mistake That Cost A Farmer $3,000 A Year

How I Made A Fortune With A 'Fool Idea'

Six Closely Guarded Secrets Of The Diamond Industry... Revealed At Last

What To Do For Aging Parents: 4 Options That Beat The Socks Off A Nursing Home ... Or Having Them Move In With You

When Doctors 'Feel Rotten' This Is What They Do

The 10 Habits That Keep People Poor And The 12 That Can Make You Rich

A Dozen Dirty Tricks Of New Car Dealers. Some Are Totally Undetectable Unless You Know What To Look For

The Biggest Mistake Made By Parents

Why Suffer With Acne?

How To Do Your Christmas Shopping In 5 Minutes

Play Guitar In 7 Days Or Your Money Back

Never Accept A Real Estate Contract That Contains These 5 Words

Why I'll Never Let My Kids Sit In A Classroom

How to Stop Your Divorce

Are You Ever Tongue-Tied At A Party?

Is The Life Of A Child Worth $1 To You?

Do You Do Any Of These Ten Embarrassing Things?

How A New Discovery Made A Plain Girl Beautiful

Thousands Have This Priceless Gift --- But Never Discover It!

How To Win Friends And Influence People

Thousands Now Play Who Never Thought They Could

How I Beat Cancer By Knowing What Questions To Ask My Doctor

The Secret Of Making People Like You

WARNING: 138,000 middle managers just like you will lose their jobs by 2008

Little Leaks That Keep Men Poor

Why Some People Almost Always Make Money In The Stock Market

Nobody Should Be Allowed To Have Anything To Do With Advertising Until They've Read This Book At Least 7 Times

What They Don't Want You To Know

The 13 Biggest Mistakes You Could Make As The Parent Of A Teen

Whose Fault Is It When Children Disobey?

WARNING: The Stock Market will drop 30%

How To Avoid A Speeding Ticket Without Slowing Down

The Twelve Secrets Of Better Lawn Care

How to Survive An IRS Audit If You've Been A Sloppy Record-Keeper

I Was Shocked And Embarrassed When I Found Out That Home Remodeling Was Labeled America's #1 Most Complained-About Industry

Hands That Look Lovelier In 24 Hours - Or Your Money Back

What Everybody Ought To Know About This Stock And Bond Business

Former Barber Earns $8,000 In Four Months As Real Estate Specialist

Eleven Secrets Of Successful Investing

WARNING: The company you work for has already spent your retirement

Own A Gold Mastercard? A Premier Visa? Not After You Read This, You Won't!

Seven Predictions For 2010 That Can Change Your Life








By Lance Jepsen author of Internet Marketing Profits That Lie Hidden In Your Website


What Makes a Perfect Holiday - (AKA Managing Holiday Stress)

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I sit at my desk with holiday music playing in the background; I feel the tension building in my shoulders. With Thanksgiving around the corner and about a month to go until Christmas, I can only think about everything that I haven't accomplished. But before I become another verse in the 12 Pains of Christmas, There are things we can all do to make this holiday season pleasurable by setting a few boundaries and ground rules.

o You are not required to make absolutely every event that occurs during this holiday season.

Narrow your outings to just a few, make sure you attend a combination of social, family and business organizations but limit it to just a couple of each.

o Set a gift giving budget and KEEP it!

This time of year it is easy to get so wrapped up in the process of giving gifts. This year go for quality instead of quantity. Focus on one or two gifts that will have more meaning than several smaller gifts that will have little meaning. One of the most memorable Christmas gifts I received was my Great-grandmother's wooden card table. This table was a gift to my mom when she married my father, and was in his house for years. My grandmother made arrangements to pick it up and give it to me. Where this gift barely cost her anything, to me it has great sentimental value.

o Just because someone gives you a gift does not mean they need to be added to your main gift list.

If you are good a craft making, or cooking then put together a few simple projects keep them on hand for those last minute gifts. Spend the time with the kids. Make a big batch of coco mix, or try pulling out that fudge recipe of your grandmother's that has been sitting in the back of your cookbook for the last decade. Wrap them up in pretty holiday saran wrap and have them ready to hand out at a moments notice. This time of year my kids and I go to the dollar store and buy a bunch of the cheapest holiday mugs we can find, then they make Spiced tea and each mug gets a bag full. We give this to teachers, the mail-man, and anyone else that shows up at the last minute, I can make a huge gallon jug of the spiced tea for under $5.00 then we find coffee mugs that are under $1.00. Using this method, I can get gifts for twenty people for under $25.00 total. The girls have a blast making the tea together, and look forward to it every year.

o Set your business hours and KEEP THEM!

You are not the only one feeling the stress of the season, your clients are also stressing over year end projects. If there is a project you can not fit in, and then be honest with your client. Work something out where you can either subcontract that project out, or create a priority list with your clients, to see if you can postpone anything until after the first of the year.

o Respect that not everyone celebrates the same holiday.

With us working in a virtual environment, you can have clients that from parts of the world that celebrate Hanukkah, Kwanza, or even Ramadan, some religions do not have any celebration this time of year. With this in mind, be cautious in sending out Christmas cards. Your client may become insulted and feel that you are not respecting there beliefs. Instead of a "Christmas" card then maybe right after Christmas, send a winter card wishing them a prosperous and healthy New Year. Even if they celebrate the Chinese New Year, this thoughtful gesture is less likely to offend.

o Remember this is the time for family!

Most importantly, this is the time of year to make memories with your family. As business owners, it is so easy to become obsessed with making your business a success that the family becomes neglected. Set aside a couple of days during this season when your computer and phones are not on. Finally, set your answering machine or voice mail with a response letting callers know when you will be back in the office, then turn the volume off so you cannot hear your clients begging you to pick up. On those days place holiday ribbon across your office door (or across your workspace) along with a sign that states "Closed for the Holidays." Set up your auto responders with email so your clients know that you will not be available on certain days, then spend that time with your family, relax and try to remember what this season used to be like with them.

o Stop aiming for perfection.

People are human and yes, this includes you. Stop trying to plan for the "perfect" holiday event and just work on making sure that you have the necessities. Kids are going to fight, dogs LOVE turkeys. Aunt Freda is going to burn the jello, henceforth setting off every smoke detector in the building, Grandpa Jones is going to tell that old war story for the millionth time and Uncle Rich is going to going to get sauced on the rum pudding before dinner is served. It is these events that people are going to remember back on fondly and in most cases even laugh about. Next year everyone will be sitting around the table passing the butter for the rolls reminiscing about the time Cousin Kinsey stuck the metal bowl in the microwave, and when Aunt Jill leaned over too far, she will leave her twin imprints in the cream pie.









Your Wealth is Hidden in the Fragments of Your Life - LEX Cash

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Higher income folks can usually just cut out the survival crutches, described in a previous article, and find enough money to invest and attack debt. Lower income families may not have as many survival crutches to cut out because they just flat do not have the money to "rent" these crutches. Lower income families and individuals then may need another place to find cash to invest and/or attack debt. This place is LEX Cash (Living Expense Cash), which is money freed up by reducing living expenses. The LEX Cash strategies that I give are all optional. Choose most or some or none. Build your own Lex Cash approach with these ideas or others far more brilliant that you come up with. These suggestions also help you live on cash and avoid taking on new credit.

Run several layaways throughout the year for Christmas and other special days. For example, you could run a layaway in February and March, one in April and May, another in June and July, yet another in August and September, and a final layaway in October and November. You budget this expense through the whole year and avoid using credit at the last minute.

Try generic grocery equivalents. Some are good. Some are bad. Chew the good. Eschew the bad.

Try generic over-the-counter drugs. These have exactly the same ingredients as brand names and cost several dollars less. You can also ask your doctor for the generic equivalent when she/he writes a prescription.

Use coupons. My wife has transformed herself from a very bad grocery shopper to a very good grocery shopper by focusing on coupons, generics, sales, and other clever tricks she has discovered. She is, I believe, the best grocery shopper on the planet and could give seminars on skillful shopping. She miraculously changed herself from worst to first in this category. My Dad told me how much he spent for groceries and my wife spends less per person now than my father did in the 1960's. And this is not using the dollar's value in terms of the 60's purchasing power and allowing for inflation. This is in terms of actual dollar amounts then in the 60's and now! She is the Master Shopper of the Universe.

Buy used appliances that have been reconditioned such as washers and dryers. They usually look and run like new. Look in the phone book and you will probably find several of these shops where you live. They will usually deliver and install it for you. The previous washing machine we had cost $85 and lasted for 7 years. I did repair it one time with a part that cost $48. The total cost of the machine for the 7 years then was $133. We just bought another one for $100. The price went up $15 from $85 to $100 in 7 years. That blankety blank inflation! I could have repaired the old one with a $45 part and got another 3 to 4 years out of it. We generally get 10 to 12 years out of one of these used machines. I just got lazy and bought another one.

Repair your own appliances, when possible, by consulting a do-it-yourself appliance repair shop. There is a do-it-yourself parts house in Dallas called "Adam the Answerman" with a lady on staff that can tell you how to fix anything from central air conditioning to the refrigerator to the washing machine. There are shops like this in every major metropolitan area. I am Mr. Badwrench, but I have repaired our appliances on numerous occasions. There are other times that I blow it off and let someone else do it. As I get older, the "blowing it off" happens much more than in the past.

Consult with repair nuts. There are people in your community, who happen to be skilled at repairing certain things. One, for example, may be able to replace a car's broken windshield as well as a professional shop for far less than you would normally pay. You have to be careful because sometimes these nuts really are nuts. You find them by putting out feelers and just asking around. You develop the discernment to distinguish between the repair nut and the real nut. Some shade tree mechanics can actually only repair trees.

Get a debit card and transform your credit card habit into a debit card habit. Here is a helpful tip. When you pay with the debit card at the gas station, push the "credit card" button. If you press the debit card button, a larger amount than your actual purchase is often held. If your balance is running low in your checking account, this hold can cause problems for you. Press the button as if your debit card is a credit card and just run the card through the reader like normal. I have never had a problem doing this. The actual amount of the purchase is taken from your account with no additional amount held.

Buy from discount businesses (grocers, clothing stores, miscellaneous sundry stores like Dollar General, furniture stores, gas stations). Virtually everything is sold in some kind of discount venue. Big-ticket discount venues like "furniture barns" have layaway plans.

Brown bag lunches for work.

Do your own minor maintenance on your car such as oil changes and detailing. A regular oil change religiously done right on schedule without ever missing one, whether you do it or have it done, is one of the most important items in your wealth building plan. You want to drive that sucker as long as you can before you have to buy another one.

Do your own minor repair jobs around the house such as fixing plumbing problems. The discount home improvement shops have people who can tell you how to repair anything. You may have to grab one of them to get their attention and make them listen to you. After you do, they can explain how to do any home repair.

Do your own laundry if you have been having this done by someone else.

Drive a used car. The wealth transfer that takes place while paying for a car from a new car dealership is staggering. I have made the mistake of letting my cars get too old. The two cars we drove once were 14 and 15 years old. We had just started living the way I describe in this article. Everything ran well for 2 1/2 years until both cars broke down at the same time and each one needed a new engine. Ideally, the used cars should be from perhaps 5 to 9 years old. You can buy a repo or late model used car at an auction. This can be tricky. I have never done the auction thing myself, but have heard of others who do this successfully. Get a knowledgeable mechanic, friend, or relative who is a good judge of horseflesh to go with you.

Find an honest mechanic. Next to doing regular oil changes, this can be the most important aspect of low cost living. I have found one honest mechanic in my life. He tells me exactly what is wrong and tells me how to fix it myself. He tells me what parts to buy and gives a step by step description of how to do the repair. If it is something I do not want to mess with, I let him do it. This gentleman's shop is, unfortunately, only involved in front end repair, tires, brakes, and related work. I am still looking for an engine mechanic and a transmission repair shop that I feel like I can trust. (See! Even though I am writing this article, it is not like I have arrived nor have it all together! But, Buddy Bubba, I'm gettin' there!)

Cut back on the Blockbuster expense. Rent movies less often than before. Most of us have a large collection of movies at home to watch. I know we are getting kind of Spartanesque here, but hang with me for a moment. Imagine that you are doing a debt destruction engine that does not include the vehicle(s) or the mortgage. This smaller version of the debt destroying locomotive is aimed at the credit cards, the finance company accounts, and store revolving accounts. You can take it really easy and knock it out in 5 years or go after it in a gung-ho fashion and kill it in 4 years. With a little bit of "Blockbuster Restraint", you might annihilate it in 3 years or even less. You still rent movies, but just not as often. You still go to the favorite burger joint, but not as many times a month as in the past. You still take the family to Braums or your favorite ice cream parlor occasionally, but just not as often as in the past. You still frequent the favorite restaurant, but just not as frequently. Some nights, you stay home, when you would have gone out in the past, and grill burgers in the back yard, watch movies that you already have, and have ice cream from your freezer. You cut back on the "convenience factor" of your life ever so briefly to obliterate this portion of your debt in 36 months or perhaps even as little as 24 months. The "sacrifice" of "Blockbuster Restraint" is not unbearable because it is short lived and produces a clear and wonderful objective.

Do whatever it takes to stop the "Reciprocation Contest" aspect of Christmas. When you are standing by my graveside at my funeral or I am sitting in that chair by the coffin at your graveside at your funeral, are we going to remember or even care who gave whom what? In the overall galactic scheme of things, does it matter if my pride is damaged because I give you something that cost $30 and you give me something that cost $60?

For the last few Christmases, we have done away with the Reciprocation Contest aspect of the Yuletide gathering with my father, stepmother, and my brothers and sisters. At a recent Unger Family Christmas, everyone brought just one gift for $5 for a round robin gift exchange. Then we had a craft-making party using kits obtained from the Oriental Trading Company . The parts for the craft projects had been punched out and were put together in plastic sandwich bags as little craft kits. You could make really neat Christmas ornaments by gluing the pieces together and there were several different kits to choose from. I know this sounds lame to older kids and men, but it really was a lot of fun even for the older kids and men. You had the usual bit of the men being mostly klutzes with hilarious results. There were the mishaps of fingers glued together, some of the kits being put together upside down and inside out, one finished craft glued to another, and hands being hot glued to the table! Then in another year, we chipped in to a gift fund that supplied one gift for everyone at $3 to $5 each and had another round robin gift exchange. We did the same craft-making session and the older kids and men were actually looking forward to it! We had non-traditional food that was easy and inexpensive to fix at both parties. The cost on both of these parties was miniscule and my stepmother has said she had more fun in those two Christmas gatherings than any others in the 18 years she had been in the family.

Another Christmas approach is to "draw names" with each family group and buy just one gift for one person in each family group and set a low dollar limit, rather than buying something for everyone and worrying about matching each others generosity. With some thought, the hard feelings and pride issues of gift giving during the holiday season can be eliminated. This helps everyone to avoid a debt load from shopping and makes the time together more focused on enjoying each other.

Barter your skill to obtain a needed skill. You repair air conditioners, but are a schmuck under the hood. Clyde is a world class auto engine mechanic, but does not know an evaporator from a condenser. You give your skill and time when Clyde's air conditioner is under the weather. Clyde gives his skill and time when your car is mobility challenged. When you pay for a service with work and time, you free up your money to be invested in your future. To find people to barter with, you do a very strange thing. You get out and walk around in your neighborhood and actually talk to people.

When you buy, negotiate for a better price. Never accept the first price on a big-ticket item. They will come down for you rather than lose the sale.

Apply weather-stripping, insulation, heat barrier, and/or attic ventilation fans as necessary to reduce energy costs.

Change your income tax withholding so that you get little or no refund. What? We let the government hold our money for a year with it earning no interest. Then we jump up and down for joy when we get our own money back! I would rather invest the refund in my life throughout the year. You will have more cash in hand through the year and this will help you build the emergency fund since you will not be relying on survival crutches anymore. If you do this, make certain that enough is still withheld to pay taxes.

Another withholding strategy is to go the other way and increase it so that your taxes are paid with 9 months of withholding through September. At the end of September, change the tax withholding again making it much lower than normal or even nothing so that you have more money in your paycheck to use for Christmas and thereby avoid credit.

Organize a "Blessing Day" that occurs one day every month at your church, temple, synagogue, or mosque. Those with skills, such as car repair, roof repair, air conditioning repair, plumbing, etc., bless those in the membership who are struggling such as single mothers, the terminally ill, and widows by doing repairs that these folks cannot afford. In Proverbs it says that when you give to the poor (those who are struggling), you are actually "lending" to the Lord. He will repay. If you bless these folks, your attempt to live a low-cost life and attack debt will in turn be blessed.

These are just suggestions. You can use or refuse any of these ideas. There are many other ways to save money that I am sure you can devise on your own. This is all just a matter of what you decide to do. For example, I used to do my own roof repair. There are complete instructions on the side of each bundle of shingles that tell you exactly how to put a roof on a house. I no longer get on roofs and I no longer do my own oil changes. I am old and fat and I am not going to get on a roof or under a car.

If you save just $50 a month by reducing living expenses and invest this tiny amount in an aggressive growth stock mutual fund from age 25 to age 70, it should grow to over $1,750,000 in your lifetime. It is possible to find much more than $50 a month in LEX Cash if you decide to really work at it.

Even in your everyday living expenses, your wealth is hidden in the fragments of your life.








http://www.HushDoNotTell.com Destroy your debt with the money you already make. Request free copy of "The Debt Destruction Engine" or "Your Wealth is Hidden in the Fragments of your Life" or both.


What Happened to the American Dream

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"The American Dream is that dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement. It is a difficult dream for the European upper classes to interpret adequately, and too many of us ourselves have grown weary and mistrustful of it. It is not a dream of motor cars and high wages merely, but a dream of social order in which each man and each woman shall be able to attain to the fullest stature of which they are innately capable, and be recognized by others for what they are, regardless of the fortuitous circumstances of birth or position."

--Historian and writer James Truslow Adams in his 1931 book Epic of America.

Mr. Adams penned these words in the midst of the Great Depression, the worst economic crisis in our history. It is timely to reflect on these words, as it appears that the American Dream is slipping further out of reach for most Americans. If the dream of a better life for our future generations is lost, it will truly mark a turning point for our great Republic. The reason the American Dream is slipping away is due to the actions of politicians running our government and bureaucrats running the Federal Reserve. Those with ability who have earned a better life through their hard work, intelligence and integrity should be attaining a higher position in the social order. Instead, our government is rewarding those Americans who have taken unwarranted risks, made brainless decisions, and willingly chose the course of excessive debt to climb the social ladder.

As the politicians scurry to "save" capitalism through the use of communist measures, more Americans are becoming disheartened. The definition of communism according to Webster's is:

A system in which goods are owned in common and are available to all as needed.

George Bush, Henry Paulson and Ben Bernanke have decided to seize money from the vast majority of Americans who lived within their means, utilized debt sparingly, and worked hard to get ahead, and give it to the most appalling failures in our society. They have shoveled billions to banks that operated their businesses like gambling parlors. They have shoveled hundreds of millions to people who bought houses with no money down, interest only mortgages and fraudulent loan applications. They are now rewarding automakers who made the wrong vehicles, pay 30,000 workers per year to not work, and have only been able to "sell" cars by giving them away with 0% financing to anyone who could sign on the dotted line. These acts fit the definition of communism. We are now more communist than China.

Now, commercial developers are trying to pony up to the taxpayer trough. These egotists used immense amounts of short term debt to overpay for malls, office towers, hotels and apartment complexes. The rental income could never cover the interest expense on the debt. The only way they could possibly make money was if the next moron developer was foolish enough to overpay for the same assets. The market was flying high as the MBA geniuses on Wall Street were able to work their magic by slicing this debt into tranches, getting it rated as investment grade paper by criminally negligent Moody's and S&P, and reselling it to gullible investors throughout the world.

The jig is up. According to the Wall Street Journal, $530 billion of debt will come due in the next three years, with $160 billion due in 2009. Of course, in the America of today, your bad business decisions of yesterday that enriched executives like Steve Roth of Vornado Realty and who received accolades from the business press are cast aside. Just use the "Too Big to Fail" excuse and all is well. The American taxpayer will come to the rescue. The American taxpayer gets screwed no matter what we do. As Americans do the right thing and cut their spending, retailers, malls, and hotels will lose money and developers are already asking for bailouts. Our communist government will take the money from the innocent taxpayers and give it to the rich negligent developers.

Home-builders are lobbying for a $22,000 credit for new home purchases. It certainly makes sense to encourage new homes to be built when there are 2.5 million vacant houses and an 11 month supply of existing homes for sale. I await the future bailout demands of Rolex retailers, Porsche dealers, and caviar makers.

My parents believed that they could provide a better, richer and fuller life for their three children. They worked hard, sacrificed for their kids, deferred their gratification, saved, put us through Catholic school and put us through college. Hard working blue collar middle class parents from South Philly were able to advance their children upward in the American social structure through their determined efforts. I have serious doubts about whether my three boys will live a better life than myself. I'm sure that my grandchildren will not live a better life than myself.

My parents wisely comprehended that shiny new cars and high wages were not what determined who achieved the American Dream. My Dad toiled for 42 years as a truck driver for ARCO, bought used cars his whole life, and never earned more than $32,000 in a year. My parents bought a three bedroom row home in Delaware County in 1955 and methodically paid it off over 30 years. They never borrowed against the house. We didn't eat out three times per week. We didn't go on exotic vacations. Two weeks at the Jersey shore was just fine. My parents had high school degrees, but were able to provide the opportunity for myself, brother and sister to get college degrees and take the next step up in the American social order.

The American Dream was not founded upon wealth and materialism. It revolves around achieving a better life based on the merits of your intelligence, hard work and contribution to the community of all Americans. There is a moral aspect to the American Dream that has been lost over time. James Truslow Adams addressed it in an essay he wrote in 1929:

There are obviously two educations. One should teach us how to make a living and the other how to live. Surely these should never be confused in the mind of any man who has the slightest inkling of what culture is. For most of us it is essential that we should make a living...In the complications of modern life and with our increased accumulation of knowledge, it doubtless helps greatly to compress some years of experience into far fewer years by studying for a particular trace or profession in an institution; but that fact should not blind us to another-namely, that in so doing we are learning a trade or a profession, but are not getting a liberal education as human beings.

The crux of the problem is that Americans, with a strong sense of morality and caring about what is right and wrong, are no longer steering the American ship. Thomas Jefferson declared that Americans had the right to "Life, liberty and the pursuit of happiness" in the Declaration of Independence. The government's obligation is to protect the life and liberty of its people. Representative Ron Paul bluntly speaks the truth about our government:

The obligations of our representatives in Washington are to protect our liberty, not coddle the world, precipitating no-win wars, while bringing bankruptcy and economic turmoil to our people.

Our current system of incentives is inconsistent with the equal rights of others. I was taught the difference between right and wrong by my parents. The pursuit of happiness by Americans is where the American Dream has gone off the track. The pursuit of excessive wealth, power, influence, luxury automobiles, McMansions, and electronic devices has substituted for happiness in the world we live in today. Whatever means necessary to achieve this bastardized American Dream (Nightmare?) has been the mantra of the "Me Generation". Every disgraced CEO of the last year was part of the Baby Boom generation. Parents, schools, corporations, media and government have taught Americans how to make a living, but have done a horrific job in teaching Americans how to live. The government and Federal Reserve have encouraged the warped American Dream through the use of insane tax, fiscal, and interest rate policies.

Federal Reserve Fraud

Thomas Jefferson, a wise man by most accounts, thought central banks were not a very good idea.

If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and the corporations that will grow up around them will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.... The issuing power should be taken from the banks and restored to the people, to whom it properly belongs. The modern theory of the perpetuation of debt has drenched the earth with blood, and crushed its inhabitants under burdens ever accumulating.

We did not heed Mr. Jefferson's prudent advice. The result for the American people has been persistent inflation that has destroyed the purchasing power of the US dollar. It takes $1.00 to buy what cost 5 cents in 1914, a 95% loss of purchasing power since the creation of the Federal Reserve. Most of this loss in purchasing power has occurred since 1971. "Tricky Dick" Nixon took the country off the gold standard in 1971 and uncorked the bottle and let the inflation genie out. The unchecked issuance of debt by our government, facilitated by Federal Reserve policies since 1971, has brought our great country to the brink of financial disaster. The organization that caused the problem, did not see this crisis looming, and has utterly failed in stemming the damage, is now taking actions completely outside of its mandate, while telling the public they have the answers. They have duped the American public for 85 years through the insidious use of inflation, and now they are trying to dupe the world into keeping their Ponzi scheme going for a while longer.

The Federal Reserve was created in 1913 with the dual purpose of maximizing employment and preserving stables prices. New York Senator Elihu Root, in voting against the creation of a Federal Reserve, saw a vision of our bleak future:

Little by little, business is enlarged with easy money. With the exhaustless reservoir of the Government of the United States furnishing easy money, the sales increase, the businesses enlarge, more new enterprises are started, the spirit of optimism pervades the community. Bankers are not free from it. They are human. The members of the Federal Reserve board will not be free of it. They are human....Everyone is making money. Everyone is growing rich. It goes up and up, the margin between costs and sales continually growing smaller as a result of the operation of inevitable laws, until finally someone whose judgment was bad, someone whose capacity for business was small, breaks; and as he falls he hits the next brick in the row, and then another, and then another, and down comes the whole structure.

The concept of forming this central bank was to stop bank panics from happening. So far, they are 0 for 2. They were in charge in 1929 during the greatest bank panic in history. Their actions in the 1930's exacerbated and prolonged the Depression. Alan Greenspan and the Fed are the chief cause of the current disaster. The absurdly low interest rates of the early 2000's and the complete lack of oversight of bank lending practices caused the greatest debt bubble in history. During September and October, the country experienced an electronic bank run. Americans rightfully lost trust in all financial institutions and began withdrawing their money. The Federal Reserve has done the only thing it knows how to do. Print money. It has doubled its balance sheet to $2.3 trillion.

The Federal Reserve is a privately controlled institution that is essentially under the direction of the biggest banks in the country. Whose best interests do you think it is looking out for? Zero interest rates penalize senior citizen savers in order to save reckless borrowers.

The only competent Federal Reserve Chairman in the last 40 years, Paul Volcker, had this to say about the actions of Ben Bernanke in the last year.

The Federal Reserve has judged it necessary to take actions that extend to the very edge of its lawful and implied powers, transcending in the process certain long-embedded central banking principles and practices. What appears to be in substance a direct transfer of mortgage and mortgage-backed securities of questionable pedigree from an investment bank to the Federal Reserve seems to test the time-honored central bank mantra in time of crisis: lend freely at high rates against good collateral; test it to the point of no return.

Since these words were spoken by Mr. Volcker, the Federal Reserve has gone way beyond their lawful and implied powers. Look at its balance sheet as of last week. It has more than doubled its balance sheet in the last few months. As you can see they have been busy making loans to financial institutions throughout the world. These loans are being made with your money.

The Federal Reserve is supposed to be protecting the people of the United States. Transparency is essential for financial systems and democracies to function. Instead, Ben Bernanke is withholding which banks have borrowed from the Federal Reserve and what collateral was put up for the loans. They have lent out over $2 trillion of your money with no accountability to the American taxpayer. Bloomberg News has sued the Federal Reserve to obtain this information under the Freedom of Information Act. They are covering up their actions because they know that the collateral they have accepted is worthless. These are criminal actions with the intent to deceive the American public. The government and Federal Reserve work for "We the People", not vice versa.

Thank You Sir, May I Have Another

Last week the Federal Reserve decreased its discount rate to .25%, the lowest in history. They also announced they would use any means necessary to re-inflate our bubble economy. Deflation is not a bad thing for most Americans. Cheaper gas is nice, cheaper food is nice, cheaper cars are nice, and flat screen TVs are nice. For people and countries without debt, deflation is just fine. That does not describe U.S. consumers or the U.S. government.

Deflation when you are a country that has $10.6 trillion in debt will annihilate the debtor. Therefore, Mr. Bernanke has chosen to try and inflate us out of this mess. As an expert on the Great Depression, Ben believes that fiscal and monetary expansion will save the country. There is one significant difference. When the crisis hit the U.S. in1929, total U.S. debt as a percentage of GDP was about 200% and we were a net exporter nation. We enter this crisis with total U.S. debt exceeding 350% of GDP and we have a trade deficit of $700 billion.

The Federal Reserve and Obama administration are about to add trillions of debt when we already have record amounts of debt. The brilliant James Grant sums up the dilemma:

If the Fed is going to create boatloads of depreciating, non-yielding dollar bills, who will absorb them? Who will finance the Obama administration's looming titanic fiscal deficits? Who will finance America's annual surplus of consumption over production (after 25 more or less continuous years, almost a national trait)? Inflation is a kind of governmentally sanctioned white-collar crime. Every crime needs a dupe. Now that the Fed has announced its plan to deceive, where will it find its victims? Today's policy makers allow, there are risks to "creating" a trillion or so of new currency every few months, but that is tomorrow's worry. On today's agenda is a deflationary abyss.

Foreigners have been buyers of 70% of our newly issued debt in the last few years. Does Ben Bernanke really believe that foreigners will be willing to accept 2% interest for 10 years on bonds while we are printing trillions of new dollars? The all out assault on deflation will work. It will work so well that it will lead to a crash in the US dollar as foreigners begin to shun the debased currency. A hyperinflationary bust ala Argentina and the Weimer Republic is in our future. There is one thing for sure. Whatever happens will take the Fed by surprise. They didn't see the credit crisis coming and will not see the inflation tsunami before it washes over us. Economist Irwin Kellner knows this will not end well. "While virtually no one is raising prices in today's depressed economy, all this liquidity will soon become an accident looking for a place to happen."

The last 85 years of allowing our currency to be manipulated by a private bank has been a series of crisis, failure, and mismanagement. Ron Paul clearly articulates why the Federal Reserve has helped destroy the American Dream and needs to be abolished:

Abolishing the Federal Reserve will allow Congress to reassert its constitutional authority over monetary policy. Though the Federal Reserve policy harms the average American, it benefits those in a position to take advantage of the cycles in monetary policy. The main beneficiaries are those who receive access to artificially inflated money and/or credit before the inflationary effects of the policy impact the entire economy. Federal Reserve policies also benefit big spending politicians who use the inflated currency created by the Fed to hide the true costs of the welfare-warfare state. It is time for Congress to put the interests of the American people ahead of the special interests and their own appetite for big government.

Government in Action

We've created a behemoth government agency called Homeland Security at a cost of $50.5 billion per year, employing 203,000 people as our response to the 9/11 tragedy. How much would it have cost to have installed a $39.99 Wal-Mart deadbolt lock on every cockpit cabin door of every plane in the world before 9/11? There are approximately 20,000 commercial airplanes in the world. The cost would have been $800,000 and 9/11 would have been averted. Based on the government's outstanding record of fiscal management ($1,200 toilet seats), we could easily assume that it would cost $1,000 per cockpit door, rather than $39.99. In that case, the bill would have been $20 million.

For a $20 million investment we would have averted 3,000 deaths at the WTC, 4,500 deaths of American soldiers, 30,000 wounded American soldiers, countless thousands of innocent Iraqi deaths, $850 billion of taxpayer funds spent on the War on Terror, and the $50 billion per year we spend on a vast government bureaucracy that is not making our lives safer or better in any way. Our government had the power, the funds, and the ability to install a simple deadbolt lock. They did not. Government fails because it is corrupt, incompetent, mismanaged, and self serving.

We are about to experience the largest government outlay in the history of our glorious Republic. President elect Obama and his team of economic masterminds are preparing to borrow and spend the country back to prosperity. Mr. Obama wants to create 3 million new jobs in 2009. Considering that there are only 1.5 million people unemployed in the construction field, it is uncertain how he will employ all of the cashiers, burger flippers, and Wall Street paper shufflers in the infrastructure build out of our country. The Obama plan to spend $1 trillion to stimulate our economy has the 17,000 lobbyists in Washington DC swarming like voracious locusts over a field of crops. It will be the biggest pig roast in the history of our country. These lobbyists will utilize the $3 billion per year they spend (bribe) to "influence" policymakers like there is no tomorrow. "The ever-increasing cost of the yet-to-be-seen stimulus is like chum in the water for lobbyists circling to snap up some taxpayer cash for their clients," said Steve Ellis of Taxpayers for Common Sense, a watchdog group.

Examples of the kind of stimulus we can look forward to, according to the LA Times, are as follows:

Rather than rebuilding highways, a nonprofit group called Reconnecting America wants the government to focus on a "21st century national transportation system" of mass transit and walking and bike paths.

The National Assn. of Railroad Passengers is pushing for $10 billion for intercity passenger rail projects.

The business community is seeking a series of tax breaks that it says will foster growth and return money to the federal Treasury. It favors, among other things, a tax rebate to middle-class taxpayers, a sizable reduction in the corporate capital gains tax and a sharp reduction in the tax rate on earnings that firms in the United States get from foreign subsidiaries.

The housing industry wants all buyers to receive a tax credit for a home purchase and to have the government subsidize mortgage rates through a "buy-down" program lowering borrowing costs.

The National Retail Federation proposes that sales tax holidays be held during March, July and October 2009, each lasting 10 days. The cost of this program would be $20 billion.

The National Automobile Dealers Assn. is seeking a tax break encouraging more people to buy cars and a "cash for clunkers" program that helps people trade in older vehicles for new, more fuel-efficient ones.

"The catfish industry is on the verge of collapse," said Marty Fuller of the Catfish Farmers of America, citing high feed prices and an increase of imports. About 6,000 jobs are at stake, mostly in economically depressed areas in states such as Arkansas, Mississippi, Alabama and Louisiana. Officials are talking about seeking $50 million in aid as a stimulus.

Now that I know the catfish industry is safe I can sleep better at night knowing the $1 trillion won't be wasted on anything frivolous. You can be sure that the more outrageous projects are not even being discussed openly. They will slide through on page 895 of the coming bill. Every congressman, except Ron Paul, will be bought off with goodies for their district.

Everybody Knows That the Captain Lied

Poet and singer/songwriter Leonard Cohen captures the current mood of the country in his song Everybody Knows. The financial and political game is rigged against the good guys. The poor will stay poor and the rich will get richer. The captain is your political leaders, fat cat CEOs, and investment professionals. The American ship of state is leaking.

Everybody knows that the dice are loaded

Everybody rolls with their fingers crossed

Everybody knows that the war is over

Everybody knows the good guys lost

Everybody knows the fight was fixed

The poor stay poor, the rich get rich

That's how it goes

Everybody knows

Everybody knows that the boat is leaking

Everybody knows that the captain lied

Everybody got this broken feeling

Like their father or their dog just died

I'm now convinced that the only qualification to be a CEO of a U.S. company is to have guts. How else could you explain John Thain's demand that he receive a $10 million bonus from Merrill Lynch (MER) after leading that prestigious firm to losses of $24.4 billion in the previous four quarters? Steve Roth, the CEO of Vornado Realty (VNO0, raked in $71.8 million last year in compensation. His company has ridden the wave of cheap debt for the last eight years. He brilliantly doubled the debt of his company from $6.2 billion in 2005 to $12.9 billion in 2007. The firm's leverage ratio exploded from 54% to 68%. He did deals that didn't make sense from a cash flow standpoint. His business plan was based on the greater fool theory. Now, he is the greater fool. His stock price has plummeted 46%. No bank is willing to lend a commercial developer a dime. The commercial development Ponzi scheme will collapse next year. But, not too worry. Steve and his fellow incompetent gamblers want the U.S. taxpayer to bail them out. In the America of today, the taxpayer will again be screwed and the rich ruling elite will retain their place in the social order. The government has chosen to make you the greater fool.

Thomas Friedman in a recent NYT article correctly assesses the corrupt financial system we are stuck with:

I have no sympathy for Madoff. But the fact is his alleged Ponzi scheme was only slightly more outrageous than the 'legal' scheme that Wall Street was running, fueled by cheap credit, low standards and high greed. What do you call giving a worker who makes only $14,000 a year a nothing-down and nothing-to-pay-for-two-years mortgage to buy a $750,000 home, and then bundling that mortgage with 100 others into bonds, which Moody's or Standard & Poor's rate AAA, and then selling them to banks and pension funds the world over? That is what our financial industry was doing. If that isn't a pyramid scheme, what is?

The dice are loaded and the fight is fixed. Those who played by the rules, lived within their means, went to work every day, didn't flip condos, or use home equity to lease a Mercedes, will pay for those who lied, cheated, and cut corners. This is how the American Dream has turned into the American Nightmare.

American Dream Redux - Patriots Needed

Below is an email I received this week from a lady named Cindy regarding my last article about Bernie Madoff:

Mr. Quinn...I just completed reading your article and could not agree with you more...Possibly a word of advice will ease my pain...I am a single mother with 3 children, 23, 19, 16....I am 52, self made, and worked my entire life to achieve a comfortable level of success for my family...For years I ran side by side accounts with Paine Webber, Merrill Lynch and Bernie Madoff. Amazingly, I met an associate of Madoff's at a Church in Fort Lauderdale and entrusted him with $10,000 16 yrs ago....Nothing posh...Simply good.....In the last 5 yrs Madoff out performed all, so naturally I moved my accounts and fed my Madoff feeder...Now, $1.7M later I am destitute...I will begin fore-closure on 3 of my investment properties and loose [sic] my primary home for I can no longer afford it....Why should a little guy like me have to suffer the consequences of an SEC over site...OHHH...I'm sorry, we will do better next time???

Why is it OK for Madoff to sit in his $10M apartment out on bail, watching TV and playing on the Internet?...Why is it OK for him to afford the most powerful former SEC attorneys now in private practice that will delay his trial for 3-5 yrs...How can our government allow this to happen...How is Ok to bail out Wall St with $700B while I stress out and cry like a baby over my loss....

How is it OK for Obama to be spending Christmas in Hawaii with his family staying at a $30M mansion, while my sickly mother flies from NC to Fort Lauderdale to hold and comfort her daughter....How is it OK that we have no Xmas tree or gifts this year?...How is it OK that my and my children's trust in mankind has been shattered....

I suppose we will survive, but how we don't know....

The evil perpetrated by Bernie Madoff and his kind on Wall Street have disillusioned the American public and have driven another stake into the heart of the American Dream. The greed, false promises and fraudulent schemes by investment professionals and bank CEOs has shattered the dreams of millions. The immoral vision of immense wages, tremendous power, and elite social status has driven many to cheat the innocent.

As my father crosses the threshold into the final stages of his ultimately losing ten year battle with Alzheimer's disease, I can't help but contrast the compassion, care, empathy and love that my Dad has experienced from nurses, doctors, aides, and ambulance drivers, with the coldness, selfishness, materialism, egotism and narcissism exhibited by Wall Street scam artists, power hungry politicians, and pompous government bureaucrats. Dedicated caring nurses are paid a few thousand dollars per year. Criminally incompetent bank CEOs are paid hundreds of millions per year. Who benefits society more?

I'm convinced that the majority of Americans are decent human beings. They want a richer and fuller life, with a legitimate opportunity for advancement. The last 25 years of materialistic psychosis was a temporary deviation on the road towards the American Dream. If the authorities would let capitalism run its course and allow the painful deleveraging that is needed, we could get back on course. If it takes a depression to accomplish this required deleveraging, so be it. We've survived depressions before. It is time to resist the Federal Reserve criminality and government abuse of power. Ron Paul's call for new patriots must be our rallying cry to reclaim the American Dream:

The original American patriots were those individuals brave enough to resist with force the oppressive power of King George. I accept the definition of patriotism as that effort to resist oppressive state power. The true patriot is motivated by a sense of responsibility and out of self-interest for himself, his family, and the future of his country to resist government abuse of power. He rejects the notion that patriotism means obedience to the state.

Many people are looking for an easy answer to the tyranny that is being imposed upon us by the oligopoly of government, corporations, and media. There is no easy answer. The original patriots struggled for 14 years to free themselves from British tyranny. Failure meant the hangman's noose. Our politicians, corporate CEOs, and media pundits will provide comforting "solutions" that have been crafted by PR maggots. Their crafted talking points are lies. They have no idea what they are doing. The only question is whether rational change will come when the existing system collapses under the weight of its lies, or we take back the country through grassroots efforts and spreading the truth through the internet.









What Do Slipper Knitting Patterns and Crochet Scrunchies Have In Common?

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I have been knitting and crocheting for over 40 years. I have made everything from knitting golf club covers to a crochet finger puppet and to large afghans. I had a successful craft business now I am retired and mainly create for charities.

Why would somebody start knitting and crocheting for charities? Because I know what it is like to be a little girl and to be given a pair of brand new mittens. I came from a very large family with very little income. When I was a child we were poor, my father worked hard to support us but with 9 children there was never enough. We were so poor that we had to use old socks for mittens.

Unless you have experienced something similar, you cannot imagine the delight a simple pair of mittens can bring to a little girl. You probably do not understand how a nice warm hat could be a cherished item. I know everyone thinks today we need electronics and gadgets to make kids happy. People do not realize that kids still stand and wait for the bus in the frigid weather. Their folks work hard but there just is not enough money to buy the extras like mittens and hats.

Those poor days are far behind me now but I still remember the church giving us those little gifts at Christmas. There are still children through no fault of their own that go without in the USA. My heart goes out to those little girls and boys. We tend to forget America has plenty of desperately poor areas also. Not all the poor are overseas in third world nations.

That is why my knitting and crocheting has turned to the charities.

Christmas is a time for giving but the need is there year around. I make up crochet scrunchies in pretty colors for the little girls. They are just a little extra these children seldom get. Or a kids crochet scarf, knitting a hat for a little boy or a pair of slippers are all items they are thrilled and surprised to get.

So why not pull out that crochet slipper pattern? Maybe try knitting mittens; there are some nice basic patterns online. There are many little cold hands out there you could help warm.

You can make items from preemies to adults. From booties, baby blankets, hats, mittens and even toys. Just about anything you enjoy creating one charity or another can use. The neonatal units, homeless shelters, cancer patients, both children and adults all could use some help. The Indian reservations all over our nation could use our help. Yes even some of the police departments. They often carry small dolls and teddy bears for the children that are dealing with a trauma.

There are so many groups that could use our handwork; you will have no fear of running out of people to create for. We knit and crochet because we love to create and to give. So how about we put our talents to work helping others.








Written by Linda Spangenburg. I hope you found the information here inspiring enough to try a craft homebased business? You can find more free information about knitting and crochet for profit at http://www.knitting-n-crochet.com